In today’s world of geopolitical uncertainty, shifting tax regimes, and increased demand for stability and lifestyle flexibility, alternative residence is more than a luxury—it’s a strategic necessity. Two of the most reputable European programmes stand out:
Malta’s Permanent Residence Programme (MPRP) and Portugal’s Golden Visa. Both offer access to the Schengen Zone and a high quality of life—but they differ in structure, commitment, and benefits.
Here’s a concise comparison to help families, advisors, and investors evaluate what’s best aligned with their goals:
Malta Permanent Residence Programme (MPRP)
Main Highlights:
- Permanent residence from the outset—no renewal hassle
- No minimum physical presence required (visit only for biometrics)
- Family-inclusive: spouse/partner, children, parents, grandparents
- Investments made after in principle approval – reducing risk
Investment Options and Costs:
- Purchase property (€375,000) or Rent (€14,000/year) — 5-year minimum hold
- Government contribution: €30,000 (if buying) / €60,000 (if renting)
- One-time government fee: €50,000 + €10,000 for each dependant
- Charitable donation: €2,000
- Asset requirement: €500,000 assets, incl. €150,000 financial assets or €650,000 assets incl. €75,000 in the form of financial assets.
Processing Time: approx. 8 months to residency cards in hand.
Portugal Golden Visa
Main Highlights:
- Temporary residence (renewed every 2 years)
- Citizenship eligibility: can apply after 5 years (with A2 Portuguese language and physical presence)
- Minimum stay: 7 days/year
- Funds offer return on investment
Investment Options:
- €500,000 in qualified funds OR
- €250,000 donation to culture/heritage (no ROI) OR*
- €500,000 in research or company creation (with job creation)*
- *reduced by 20% if in low population density area
- Minimum hold: 5 years in case of investments
Processing Time: currently 12–24 months to residency cards in hand.
Key Differences at a Glance
| Features | MPRP | Portugal Golden Visa |
|---|---|---|
| Types | Permanent Residence | Temporary Residence |
| Citizenship Eligibility | Subject to conditions | After 5 years (with presence & language) |
| Stay Requirement | No minimum stay | 7 days/year |
| Real Estate Option | Yes (Buy or Rent) | No longer available |
| Time to Residency Card | ~8 months | 12–24 months |
| Language Requirement | None for residence | None for residence; A2 Portuguese for citizenship |
Which One Is Right for You?
Each programme carries its own strengths. At Vertex Alliance, we offer strategic advice to help you navigate both, factoring in lifestyle, succession planning, tax optimisation, and long-term goals.
Let’s explore the most suitable pathway for your family or clients. Get In Touch.
